# Overview
Our cashouts solution enable merchants to disperse payments to their users all around the globe.
### Regular cashout process
{% stepper %}
{% step %}
#### Top up your account
Ensure your merchant account has sufficient balance to cover the payouts you want to issue.\
You can either collect deposits or top-up your account.
{% endstep %}
{% step %}
#### Create a payout request
Instruct PandaBlue to send money by creating a payout request via our API **or** through the Merchant Dashboard.
{% endstep %}
{% step %}
#### Users get paid
PandaBlue processes the instruction and moves the funds from your merchant account to the end-user's bank account.
{% endstep %}
{% step %}
#### Merchant gets notified
We send a webhook notification to your system as soon as the payout is confirmed as `COMPLETED` or `REJECTED`, giving you the final status.
{% endstep %}
{% endstepper %}
### Manage cashouts
