Refund Creation Endpoint

Create refunds requests from a completed deposit

Refund Creation

POST https://api-stg.directa24.com/v3/refunds

This endpoint allows you to create a full or a partial refund over a completed deposit.

Headers

Name	Type	Description
Content-Type	string	application/json
X-Date	string	ISO8601 Datetime with Timezone: yyyy-MM-dd'T'HH:mm:ssZ
X-Login	string	Merchant X-Login API Key
Authorization	string	Authorization control hash
X-Idempotency-Key	string	Unique idempotency key

Request Body

Name	Type	Description
deposit_id	integer	Directa24 deposit_id. It is obtained when creating the deposit
invoice_id	string	The invoice_id you sent while creating the deposit or the merchant_invoice_id auto-generated by us
amount	number	Amount to refund. If none is sent, the full deposit amount is assumed
bank_account	object	Object containing the information of the beneficiary. Not needed for credit cards
comments	string	Commentaries about the refund, if any
notification_url	string	HTTPS URL used to send the notifications about refund's change of status

200 Refund created successfully

{
    "refund_id": 168284
}

400 Error in the request

{
    "code": 802,
    "description": "Amount to refund not valid",
    "type": "INVALID_AMOUNT_TO_REFUND"
}

404 Deposit not found

{
    "code": 208,
    "description": "Resource not found",
    "type": "RESOURCE_NOT_FOUND"
}

Description

The refunds endpoint allows you to create a full refund over a Credit Card deposit in completed state or full/partial refunds over other payment methods' deposits in completed state.

In the case of credit cards, since the refund will be processed to the same card, all you need to send are the fields to identify the deposit.

In the case of other payment methods where we don't have the account of the payer, you need to send the beneficiary's ID, bank account details and bank code retrieved with the Endpoint for Bank Codes.

You can create as many refunds as needed over a completed deposit, as long as the summation of those refunds doesn't exceed the deposit amount itself.

Refunds Request

In order to start creating refunds, you need to:

1. Send the request with POST method.

2. Use the headers described here.

3. Specify a valid deposit_id and invoice_id related to the deposit to be refunded.

4. Send the Authorization header calculated like for deposits, as explained here.

5. Send the body of the request as JSON.

Example Request

cURL

// CASH Method:

curl --location --request POST 'https://api-stg.directa24.com/v3/refunds' \
--header 'X-Login: {{X-Login}}' \
--header 'X-Date: {{X-Date}}' \
--header 'Authorization: {{Authorization}}' \
--header 'Content-Type: application/json' \
--data-raw '{
    "deposit_id": 300533646,
    "invoice_id": "newIUnit45328731",
    "amount": "100",
    "bank_account": {
        "beneficiary": "Carlos Ramirez",
        "bank_code": 1,
        "branch": "9283",
        "account_number": "18293435",
        "account_type": "SAVING"
    },
    "comments": "Test refund over v3",
    "notification_url": "https://webhook.site/url"
}'


// CREDIT CARD method:

curl --location --request POST 'https://api-stg.directa24.com/v3/refunds' \
--header 'X-Login: {{X-Login}}' \
--header 'X-Date: {{X-Date}}' \
--header 'Authorization: {{Authorization}}' \
--header 'Content-Type: application/json' \
--data-raw '{
    "deposit_id": 300533647,
    "invoice_id": "newIUnit45328732",
    "comments": "Test CREDIT CARD refund over v3",
    "notification_url": "https://webhook.site/url"
}'

JAVA

import java.io.*;
import okhttp3.*;
public class main {
  public static void main(String []args) throws IOException{
    OkHttpClient client = new OkHttpClient().newBuilder()
      .build();
    MediaType mediaType = MediaType.parse("application/json");
    RequestBody body = RequestBody.create(mediaType, "{\n    \"deposit_id\": 300533646,\n    \"invoice_id\": \"newIUnit45328731\",\n    \"amount\": \"100\",\n    \"bank_account\": {\n        \"beneficiary\": \"Carlos Ramirez\",\n        \"bank_code\": 1,\n        \"branch\": \"9283\",\n        \"account_number\": \"18293435\",\n        \"account_type\": \"SAVING\"\n    },\n    \"comments\": \"Test refund over v3\",\n    \"notification_url\": \"https://webhook.site/url\"\n}");
    Request request = new Request.Builder()
      .url("https://api-stg.directa24.com/v3/refunds")
      .method("POST", body)
      .addHeader("X-Login", "{{X-Login}}")
      .addHeader("X-Date", "{{X-Date}}")
      .addHeader("Authorization", "{{Authorization}}")
      .addHeader("Content-Type", "application/json")
      .build();
    Response response = client.newCall(request).execute();
    System.out.println(response.body().string());
  }
}

C#

using System;
using RestSharp;
namespace HelloWorldApplication {
    class HelloWorld {
        static void Main(string[] args) {
            var client = new RestClient("https://api-stg.directa24.com/v3/refunds");
            client.Timeout = -1;
            var request = new RestRequest(Method.POST);
            request.AddHeader("X-Login", "{{X-Login}}");
            request.AddHeader("X-Date", "{{X-Date}}");
            request.AddHeader("Authorization", "{{Authorization}}");
            request.AddHeader("Content-Type", "application/json");
            request.AddParameter("application/json", "{\n    \"deposit_id\": 300533646,\n    \"invoice_id\": \"newIUnit45328731\",\n    \"amount\": \"100\",\n    \"bank_account\": {\n        \"beneficiary\": \"Carlos Ramirez\",\n        \"bank_code\": 1,\n        \"branch\": \"9283\",\n        \"account_number\": \"18293435\",\n        \"account_type\": \"SAVING\"\n    },\n    \"comments\": \"Test refund over v3\",\n    \"notification_url\": \"https://webhook.site/url\"\n}",  ParameterType.RequestBody);
            IRestResponse response = client.Execute(request);
            Console.WriteLine(response.Content);
        }
    }
}

PHP

<?php

$curl = curl_init();

curl_setopt_array($curl, array(
  CURLOPT_URL => "https://api-stg.directa24.com/v3/refunds",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 0,
  CURLOPT_FOLLOWLOCATION => true,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS =>"{\n    \"deposit_id\": 300533646,\n    \"invoice_id\": \"newIUnit45328731\",\n    \"amount\": \"100\",\n    \"bank_account\": {\n        \"beneficiary\": \"Carlos Ramirez\",\n        \"bank_code\": 1,\n        \"branch\": \"9283\",\n        \"account_number\": \"18293435\",\n        \"account_type\": \"SAVING\"\n    },\n    \"comments\": \"Test refund over v3\",\n    \"notification_url\": \"https://webhook.site/url\"\n}",
  CURLOPT_HTTPHEADER => array(
    "X-Login: {{X-Login}}",
    "X-Date: {{X-Date}}",
    "Authorization: {{Authorization}}",
    "Content-Type: application/json"
  ),
));

$response = curl_exec($curl);

curl_close($curl);
echo $response;

Request fields description

Field	Format	Description	Validations
deposit_id	Integer	D24 deposit_id. It is obtained when creating the deposit	Valid deposit_id of a completed deposit
invoice_id	String (max length: 128)	The invoice_id you sent while creating the deposit or the merchant_invoice_id auto-generated by us	Valid invoice_id of a completed deposit
amount	Big decimal (positive, up to 2 decimals)	Amount to refund. Only used in case of partial refunds. If none is sent, a full refund will be assumed	Positive. Equal or smaller than the deposit amount
bank_account[]	Object[]	Object containing the details where the refund should be sent to
comments	String (max length: 200)	Commentaries about the refund, if any	String of up to 200 characters
notification_url	String (max length: 2048)	Valid HTTPS URL used to send the notifications about refund's change of status	HTTPS URL

bank_account Object

Field name	Format	Description	Validations
beneficiary	string (max length: 255)	Beneficiary's name and last name	String of up to 255 characters
document_type	string (max length: 10)	Beneficiary's document type	Valid document type for the country of the deposit. See validations here
document	string (max length: 30)	Beneficiary's document ID	Valid document for the country of the deposit. See validations here
bank_code	string (max length: 5)	Beneficiary's valid bank_code for the country. Use the Bank Codes Endpoint.	Bank Codes API
branch	string (max length: 45)	Beneficiary's bank branch	String of up to 45 characters
account_number	string (max length: 45)	Beneficiary's bank account number	String of up to 45 characters
account_type	string (max length: 45)	Beneficiary's account type	List of account_type

Account types

account_type	Description
SAVING	Savings account
CHECKING	Checkings account
VISTA	Salary account
MASTER	Master account
SAVING_SET	Joint savings account
CHECKING_SET	Joint checkings
DEFAULT	Default

Example Response

CASH Success Response Example

{
    "refund_id": 168284
}

CASH Success Response Fields

Field	Format	Description
refund_id	Integer	ID of the refund on D24 end. Store this ID for future checks of its status

CREDIT CARD Responses Example

SUCCESS

{
    "refund_id": "80000001",
    "deposit_id": 300604089,
    "merchant_invoice_id": "test766106146",
    "refund_info": {
        "type": "CREDIT_CARD",
        "result": "SUCCESS",
        "payment_method": "AE",
        "payment_method_name": "American Express",
        "amount": 505.95,
        "currency": "MXN",
        "created_at": "2021-02-05 22:10:45"
    }
}

IN PROGRESS

{
    "refund_id": "80000001",
    "deposit_id": 300604089,
    "merchant_invoice_id": "test766106146",
    "refund_info": {
        "type": "CREDIT_CARD",
        "result": "IN_PROGRESS",
        "reason": "Check refund status or await its notification",
        "payment_method": "AE",
        "payment_method_name": "American Express",
        "amount": 505.95,
        "currency": "MXN",
        "created_at": "2021-02-05 22:10:45"
    }
}

REJECTED

{
    "refund_id": "80000001",
    "deposit_id": 300604089,
    "merchant_invoice_id": "test766106146",
    "refund_info": {
        "type": "CREDIT_CARD",
        "result": "REJECTED",
        "reason": "Insufficient funds",
        "reason_code": "INSUFFICIENT_FUNDS",
        "payment_method": "AE",
        "payment_method_name": "American Express",
        "amount": 505.95,
        "currency": "MXN",
        "created_at": "2021-02-05 22:10:45"
    }
}

When the refund is made over a CREDIT CARD deposit, it might be (depending upon availability) completed instantaneously, and so all the details of the refund are returned.

In case the result SUCCESS, it means the refund was successfully created and the user should receive the money back into their card soon.

In case the result is REJECTED, the response of the API will return two fields called reason and reason_code providing more information about the rejection reason.

In case the result is IN_PROGRESS, it means the refund will be processed asynchronously and so a notification will be sent to the notification_url specified at the time of creating the refund as soon as it gets completed or rejected. Click here for more information about the notifications of the refunds.

Error Responses Example

// Invalid amount to refund. The amount is bigger than the deposit or
// it has been already refunded
{
    "code": 802,
    "description": "Amount to refund not valid",
    "type": "INVALID_AMOUNT_TO_REFUND"
}

// The object_bank account needs to be sent
{
    "code": 804,
    "description": "Missing bank account information",
    "type": "MISSING_BANK_ACCOUNT"
}

// The deposit_id and/or the merchant_invoice_id didn't belong to a deposit
{
    "code": 208,
    "description": "Resource not found",
    "type": "RESOURCE_NOT_FOUND"
}

Error Responses Fields

Field	Format	Description
code	Integer	Error code. Click here to check all the possible error codes for refund
description	String	Description of the error
type	String	Type of the error. Click here to check all the possible error types for refund